YOUR ESTIMATES ARE READY!
Welcome, here's what salary sacrifice could save your business & employees.
Save up to 47% direct from payroll.
Your business saves on payroll costs. Your employees take home more. Win-win. Let's stretch salaries, support cost-of-living and provide holistic benefits that engage employees of any demographic.
Tax and National Insurance savings
Employees spread the cost, interest free
Sticky benefits, supporting retention
"I am committed to supporting businesses and employees financially thrive. If there are smart savings to be made, in a compliant way, I am here for it. We all need to find ways to do more with less, and salary sacrifice is a solution everyone should be aware of."

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* Tax figures based on an overall average. Actual savings vary per employee.
* Pension calculated on earnings between £6,240 and £50,270 (25/26).
Salary sacrifice benefit schemes
Toggle to adjust uptakes and average costs.
Annual savings potential
Disclaimer: These figures are estimates for illustrative purposes only. Actual savings depend on specific tax bands, vehicle models, and scheme configurations.
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Savings breakdown by scheme
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| Scheme | Total Employer Save (Annual) |
Total Employee Save (Annual) |
Est. Saving Per Participant (Annual) |
|---|---|---|---|
| Totals | £0 | £0 | £0 |
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* EV figures assume a 12% employer net saving based on a £30k list price, 4% BIK rate, and £6,000 gross sacrifice. Actual savings vary by vehicle and lease terms.
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SAVE MONEY. SAVE TIME. SAVE TALENT.
Mintago is a complete employee benefits platform.
Salary sacrifice can support SMBs build a diversified benefits strategy. We believe benefits should be supportive in life's key moments, no matter the age or salary band.
To get a more accurate calculation or find out more about how it all works, book a session with one of our benefit experts. No strings attached.

You're not ready yet, and just want more info. Here are all the ways businesses and employees can save with mintago.
WHAT IS SALARY SACRIFICE?
The most ways to save, on the things that matter most.
More salary sacrifice options than any other UK provider, all in one place- because your team's financial lives don't come in one size.
Salary sacrifice lets your employees swap a portion of their pay for a non-cash benefit, directly from their salary.
Employees get to keep those N.I savings. Some benefits also offer tax savings – and some can even save your business money!
85% of the UK’s largest companies offer salary sacrifice, but only 41% of SMEs. (CIPD)
Employees spread the cost, interest free
Automatic, direct from payroll
Sticky benefits, supporting retention
All in one platform for easier management
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