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SAVE MONEY. SAVE TIME. SAVE TALENT.

Home & Garden Salary Sacrifice

Help your employees afford life’s biggest purchases

Stop offering perks your employees don’t use. Choose a smart benefit that saves your people money where it really matters.

‣ Save your employees up to 8% at Currys and IKEA

‣ Help them spread the cost, interest free

‣ Direct from payroll, all in one hub

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The brands they know and love. More affordable with Mintago.

When employees can't afford the essentials, your business pays the price

PRODUCTIVITY

When your employees are struggling to make ends meet, they bring that stress to work.

89% of employees 
say  financial stress has a direct impact on their work.

(People Management)

RETENTION

Your best talent will stick around if you can support them with the cost of living.

61% of employees 
say financial support would make them more likely to stay .

(Hymans Robertson)

ENGAGEMENT

Drive high usage by offering the cost of living support your employees actually want.

78% of employees 
with financial wellbeing support have used it in the last year. 

(Zellis)

STRETCH PAY

A smart benefit that saves your employees money where it counts

Make your salaries go further and offer real cost of living support. Save your employees serious money on essential home purchases.

  • Save up to 8% at Currys and IKEA
  • Stacks with sales and discounts
  • Online and in stores nationwide
IKEA Currys Savings
IKEA Price
IKEA

Save your people up to 8% on furniture and accessories

  • Beds, sofas, tables, desks
  • Lighting, gardening, storage
  • Mirrors, rugs, cushions, bedding
  • And much more...
CURRYS

Save your people up to 8% on appliances and tech

  • Fridges, freezers, washing machines, ovens
  • TVs, laptops, games consoles, tablets
  • Lawnmowers, hedge trimmers, pressure washers
  • And much more...
Currys
DRIVE ENGAGEMENT

A benefit for life's biggest moments

Media-1

Moving house

Media

Starting

a family

Media-3

Fixing up the garden

Media-2

Moving the kids

to university

IKEA2
SPREAD THE COST

When things break,you've got them covered

Washing machine emergency? Broken freezer? Now your employees can afford a replacement without using expensive credit.

  • Pay over 12 months, interest free
  • No credit checks, no upfront cost
  • Payments get taken automatically, direct from salary

SALARY SACRIFICE

The most ways to save, on the things that matter most.

Up to 15% savings for employers
Up to 47% savings for employees
~£30K/100 employees/year avg. business savings

More salary sacrifice options than any other UK provider, all in one place- because your team's financial lives don't come in one size.

Pensions@0.5x

Pensions
Help your people save for retirement.  Avg. 98% uptake.
££££ savings

Childcare@0.5x

Childcare
Nurseries are a huge family cost. Employees get up to 47%  in savings. 
£££ savings

EV@0.5x

EV & Charging
Saving 20–50% on leases. New & used EVs, wide array of options.
£££ savings

Annual leave@0.5x

Holiday Travel
Discounts for that yearly family holiday and up to 8% savings.
££ savings

Home and Garden 0.5x (1)

NEW Home & Garden
From the sofa to the kitchen, all on IKEA salary sacrifice.
££ savings

Appliances 0.5x (1)

NEW Appliances
Currys salary sacrifice. Think washing machine, toaster or TV. 
££ savings

Cycle@0.5x

Cycle to Work
Buy a bike at a discounted price, employees save up to 8%.
££ savings

Tech@0.5x

Tech & Mobile
Gadgets & mobile are expensive. Spread the cost interest-free. 
£ savings

INFORMATION

Salary Sacrifice explained

Salary sacrifice lets your employees swap a portion of their pay for a non-cash benefit, directly from their salary.

Employees get to keep those N.I savings. Some benefits also offer tax savings – and some can even save your business money!

  • Tax and National Insurance savings
  • Employees spread the cost, interest free
  • Automatic, direct from payroll
  • Sticky benefits, supporting retention
  • All in one platform

Terms and conditions

Savings depend on each employee's tax band. Basic rate taxpayers will save 8%. Higher rate taxpayers will save 2%. There are no savings for additional rate taxpayers.
Purchases are limited to a maximum value of £5,000 per order. Employees can make as many orders as they like, provided their employer approves the request and the salary they sacrifice doesn't take them below the National Minimum Wage.

Endless ways to save with Mintago.

Speak to us about comprehensive health benefits, salary sacrifice, financial wellbeing and family support benefits. All in a centralised platform with affordable pricing.
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Mintago Limited is a company registered in England and Wales (No. 12000248). Mintago Limited is registered with the ICO under the UK Data Protection Act (reference ZA555904). Mintago Limited is registered with the Financial Conduct Authority (reference 927534).  Mintago Limited provides you with regulated account information services as an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Registration Number: 804718) for the provision of payment services, including account information services.

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