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YOUR EXPLAINER

EV and Charging
Salary Sacrifice

Employees save between 20–50% on a brand new electric car lease - plus home, office and public charging.

Your employees could save £5,000–£15,000 over a lease. Through Mintago's EV salary sacrifice scheme, employees drive down their motoring costs using pre-tax salary, while you reduce your employer NI bill.

Everyone wins.  Find out how it works.

AN AFFORDABLE ALTERNATIVE TO PETROL

EV-2
All major makes and models - new, used, hybrid

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Complete protection for your business, from day one

Payroll Savings
Major savings on an expensive purchasee

EV-1 Electric car salary sacrifice 

Employees lease a new or used EV directly from their gross salary, before tax and NI. That means income tax savings, NI savings, and ultra-low benefit-in-kind tax - all stacked.

  • Save 20–50% vs. a standard lease
  • New, stock, used, subscription and hybrid options
  • All major makes and models on the UK market
  • Includes maintenance, insurance and breakdown cover

££££ savings

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EV Charging@0.5x EV Charging Salary Sacrifice

Once they're in the car, the savings keep coming. Employees salary sacrifice the cost of charging at home, at the office and on the public network.

  • Save up to 50% on running EVs
  • Home, workplace and public charging all covered
  • Home charger installation options available
  • Up to £4,405 in additional annual value per employee
  • Simple monthly payroll instruction - minimal admin

£££ savings

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An example

34% saving!

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Kia e-Niro 2 | Higher rate tax payer

Best lease available (5K miles pa) £560 (inc. VAT) Taken from gross salary.
Employee tax savings -£235 Income tax & NI are reduced
Average BIK tax over lease +£48 Benefit-in-kind tax low for EVs
Net cost / employee pays £373 EV far more affordable

* Assumes a 4-year lease starting on June 2026, for a higher rate taxpayer. Prices are indicative only, the best deals on the market change daily.

The most salary sacrifice options in the UK, all in one place.

EV@0.5x

EV & Charging
Saving 20–50% on leases. New & used EVs, wide array of options.
£££ savings

Pension-2

Pensions
Avg. 98% uptake and active contribution increase support. 
££££ savings

Tendr Icons + Extras White_Childcare copy

Childcare
Nurseries are a huge family cost. Get up to 47%  in savings. 
£££ savings

Annual leave@0.5x

Holiday Travel
Discounts for that yearly family holiday and up to 8% savings.
££ savings

Home and Garden 0.5x (1)

NEW Home & Garden
From the sofa to the kitchen, all on IKEA salary sacrifice.
££ savings

Appliances 0.5x (1)

NEW Appliances
Currys salary sacrifice. Think washing machine, toaster or TV. 
££ savings

Cycle@0.5x

Cycle to Work
Buy a bike at a discounted price, and save up to 8% on top.
££ savings

Tech@0.5x

Tech & Mobile
Gadgets & mobile are expensive. Spread the cost interest-free. 
£ savings

EVERYTHING EMPLOYERS NEED

One benefits platform. Three kinds of savings that change everything.

For you and your employees

SAVE MONEY

Cut your N.I. bill and stretch salaries.

Save your business up to 15% and employees up to 47% with salary sacrifice benefits or support essential expenses with our retail discounts. 


Business savings, better packages and cost of living support - sorted.

For people & HR teams

SAVE TIME

Reclaim your time for what matters.

One centralised platform, a seamless, modern experience with built-in reporting, dedicated support and tools for engagement.


Your reporting, your admin, your engagement headaches - sorted.

For your business

SAVE TALENT

Offer benefits every employee loves.

Solve real-world stresses for every employee – from needing tech, to childcare, to GP appointments. Build loyalty and stretch pay.


Be the employer of choice, nail retention and engagement - sorted.

SUPPORTING 500+ GROWING UK BUSINESSES

SALARY SACRIFICE

The most ways to save, on the things that matter most.

More salary sacrifice options than any other UK provider, all in one place- because your team's financial lives don't come in one size.

Salary sacrifice lets your employees swap a portion of their pay for a non-cash benefit, directly from their salary.

Employees get to keep those N.I savings. Some benefits also offer tax savings – and some can even save your business money!

  • Tax and National Insurance savings
  • Employees spread the cost, interest free
  • Automatic, direct from payroll
  • Sticky benefits, supporting retention
  • All in one platform
Up to 15% savings for employers
Up to 47% savings for employees
~£30K/100 employees/year avg. business savings

HOLISTIC SAVINGS FOR EVERYONE

Financial wellbeing

pension

Pension finding, management and retirement planning

Mintago turns a topic most people avoid into something they engage with, at 98% uptake.

Personal retirement dashboard per employee with recommendations for contributions. Free lost pension pot hunting.

Avg. £30K found per employee
Avg. £10K found per pot
+£50M found so far
IFA

Free access to coaching via Independent Financial Advisers

Money worries are the #1 source of workplace stress & distraction.

Give your team free, confidential access to IFAs so they can make informed & empowered decisions about their financial future.

Debt advice
Mortgage guidance
Tax & investments
Grants & entitlements
Elderlycare funding
And much more
retail
+250 Retail discounts for everyday savings and cost-of-living support

The cost of living isn't going away - but you can take the edge off.

Small savings on the things they already buy every month add up to hundreds of pounds a year, without changing their pay.

Clothes
Dining & Food delivery
Home & Garden
Tech & Appliances
Entertainment
And much more

SAVE TIME

One hub, less admin, lots of support.  Your time is valuable.

Everything you need for engagement and retention, all in one place.

One centralised platform

App and web - all benefits, reporting, comms and engagement tools in a single, modern experience. One login. One monthly bill. 

Live in days, not months

We configure your portal, run virtual onboarding with everyone, and handle migration. Here to support you. 

 

Dedicated success manager

A real person who knows your business, handles the heavy lifting and makes sure things just work in the background.

Board-ready reporting

Usage data, savings reports, wellbeing insights - real-time insights you can share with leadership instantly.

 

Engagement & comms enabled

Launch emails, benefit announcements, engagement campaigns - all written and ready. Never start from scratch again.

 

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SAVE TALENT

Your core talent is expensive to replace.Retain and engage.

Beyond pay or salary sacrifice, Mintago covers every stage of your employees' lives - because when people feel genuinely supported, they don't just stay. They thrive.

Health & Wellbeing

More than a basic health benefit. A total wellbeing ecosystem for a modern workforce.

 

   24/7 Virtual GP & EAP access for all your employees
   Health marketplace with exclusive discounts
   Get to the gym for less at 1,000+ UK locations
   Mental health, women's or men's health
   Reward hard work with wellbeing credit
   Real insights your leadership will care about

Family Support

Life gets complicated. Juggling family, home and work is tough. Your benefits shouldn't make it harder.

 

  Childcare salary sacrifice (tax-free)
  Elderlycare specialist support & funding advice
  Legal advice for life's big moments
  Bereavement & crisis support via EAP
  Fertility, pregnancy & planning support
  Coverage extends to partners & children

Ready to save more? So are your employees.

Join 500+ UK businesses already saving money, time and their best talent with Mintago. No pressure. No jargon. Just a quick conversation about what you could save.

Frequently Asked Questions

How much does Mintago cost?

Mintago pricing can vary depending on the features you choose and how many employees work for your organisation. You can find out more on our pricing page, and please don't hesitate to speak to the team to get a specific quote for your team.

Which benefits save my business money?

We offer four salary sacrifice benefits that can save your organisation money: childcare, pensions, electric vehicles and cycling. They work by reducing your employer National Insurance contributions.

Are Mintago salary sacrifice schemes HMRC compliant?

We speak to HMRC regularly to ensure all our benefits are in strict adherence to the HMRC guidelines. We also share guidance with your team to help with reporting.

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Mintago Limited is a company registered in England and Wales (No. 12000248). Mintago Limited is registered with the ICO under the UK Data Protection Act (reference ZA555904). Mintago Limited is registered with the Financial Conduct Authority (reference 978535 and 1035409) as an Introducer Appointed Representative (IAR).

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